The Home Inspector is on Your Side When Buying or Selling

When you are buying, or selling a home, the home inspector is on your side.

Home inspectors are there to let you know what the condition of the property, not to sell you repairs (it is against the law to offer to do repairs), not to make the sale (we get paid, whether you buy the house or not),  and not to make your real estate agent happy (they are not our clients)

In fact, in most situations, we are the only person involved that does not have a financial bias.

To find a properly certified and ethical inspector call me, or visit ashi.org to find and inspector in your area. Be sure to pick your own inspector. Your realtor may like a specific inspector, for reasons that are not in  your best interest.

Has Someone Died in the House You Want to Buy?

On July 21, 2014, the Pennsylvania Supreme Court held their decision that a death in a home, to include murders/suicides, does not constitute a material defect that has to be disclosed to a buyer. The truth is, there are people who care to know, but in most states the laws do not require sellers and agents to disclose it, including California. But beware, there is the law, and then there is what people actually decide to disclose.

Most people do not even think about the subject when buying a home because they are assuming that it is a law to disclose that information and that the Realtor would tell them. Would you want to be made aware, so that you can make the best decision for yourself?

Then enters Diedinhouse.com! Diedinhouse.com is a web-based application that helps people who care to know, find out if a death occurred at an address before they decide to buy or rent it.

It is a fact that a lot of people care about this subject and knowing would impact their decision to buy or rent. Diedinhouse.com’s job is not to persuade you one way or the other on the subject, our purpose is to help you find out if a death occurred at an address, if you care to know.

Chimney and Fireplace Home Inspections

Time for critical chimney and fireplace home inspections

We educate home inspectors and home owners all year long about the necessity of chimney and fireplace inspections, and National Chimney Safety Week increases awareness as we head into the upcoming seasonal concerns.

CSIA’s National Chimney Safety week – September 28 to October 4 – will reach the public via media interviews and features, as well social media that includes videos about maintaining chimneys and fireplaces. 

Despite the ongoing news about fires through fireplace or chimney problems, many home owners do not fully understand the importance of an inspection. If they don’t use their fireplaces, “why do I need an annual inspection?” Or, if they don’t have a fireplace, but their chimney appears O.K. and there’s no odor or issues that would suggest a problem, why does it need an inspection?

From 2009 to 2011, there was an average of 24,300 chimney fires in the U.S. resulting in $30.8 million in damage. And, according to the most recent 2010 census, 2.44 million homes used wood as their main house heating fuel.

Unfortunately, whether it’s a wood-burning fireplace collecting creosote that leads to a fire, a fireplace that can ignite even if you don’t use it on a regular basis, or a chimney that lacks proper venting or a lining that can result in carbon monoxide threats.

A Cheap Home Inspection? Really? Buyer Beware

When it comes to choosing a home inspector you don't want "cheap"--you want "good." 

A good home inspector can save you more money than the extra he/she might cost compared to someone who just breezes through the place. If you're considering a house purchase, it's in your best interest to learn as much as possible about the house, and I don't think you'll get that from "cheap."

Look for someone with lots of experience working in your area.  In California the inspector should be certified by CREIA or ASHI; better if certified by both. 

Also review them on the BBB site; do not rely Home Advisor list, or your real estate agent. 

And don't be fooled by other so called certifications other than CREIA or ASHI. Go to CREIA.org or ASHI.org to verify certifications; there are NO other valid certification groups.

One in five homeowners said they wish they’d inspected the home more carefully before moving in— according to a survey by Trulia.

In order to compete with other bidders, many homeowners are signing contracts and moving in without getting a professional home inspection. Or hiring the cheapest home inspector, rather than one certified by ASHI.

In competitive markets, it’s not rare to just forego a home inspection or say you won’t ask for any repairs. People that are doing that and purchasing properties that they could possibly have to dump tens of thousands of dollars into later.

This is the kind of mistake that Trulia says is a “disaster waiting to happen.”

Ease Your Mind with a Home Inspection

Home Inspection Increases Buyer Confidence

Results indicate adults are more likely to purchase a distressed property, including foreclosures and short sales, following a professional home inspection. 

• 88 percent of respondents say home inspections increase their confidence about the condition of any property.

• More than four in five adults think foreclosures and short sales can be good deals.

• 84 percent of respondents say they would be more likely to purchase a distressed (foreclosed or short sale) property after a home inspection deemed it in good condition.

• Consumers are uncertain of the services traditionally included in a home inspection.

• The American Society of Home Inspectors (ASHI) is the Gold Standard of Home Inspectors. 

According to a survey released by the American Society of Home Inspectors (ASHI), 85 percent of those surveyed believe distressed properties, such as foreclosures and short sales, can be good deals. More than four out of five (84 percent) respondents state they would be more likely to purchase a foreclosed or short sale property if a home inspector found it to be in good condition. This boost in confidence delivered by a home inspection conducted by an ASHI-Certified Inspector (ACI) may be an additional factor to help increase sales of these distressed properties, depleting surplus of inventory and spurring the recovery of the housing market.

The online survey[1]was recently conducted by Harris Interactive on behalf of ASHI to better understand current consumer perceptions about the value of a home inspection. Almost nine in 10 (88 percent) adults say a home inspection increases their confidence about the condition of a property. Eighty-four percent of adults believe home inspections are a necessity, not a luxury. 

"It is encouraging to learn having a home inspection increases homebuyer confidence," said Marvin Goldstein, ASHI president. "We look forward to prospective buyers acting on the security brought by home inspections to breathe even more life into the recovering housing market."

Interestingly, while homeowners are aware of the importance of a home inspection, more than one in four (28 percent) mistakenly believes the purpose of an inspection is to verify that a home complies with local building codes. More than one in 10 (12 percent) confused a home inspection with an appraisal. 

"ASHI is focused on raising consumer awareness about the value and components of a home inspection," said Goldstein. "We will continue to take active steps to clarify for homeowners and homebuyers alike what should be expected during an inspection conducted by an ACI, and set high standards for our members to help ensure their customers are well-informed and satisfied."

ASHI Certified Inspectors subscribe to the ASHI Standards of Practice, which visually examines the condition of the home's roof, attic and insulation, foundation, basement and structural components, as well as interior plumbing and electrical systems. For a complete list of what's included in a home inspection, please visit www.ASHI.org. 

ASHI is the only home inspection association accredited by the National Commission for Certifying Agencies (NCCA) for its Certified Inspector Program. Because not all home inspectors are required to be state-licensed, ASHI-Certification is a badge of professionalism and on-the-job experience consumers should look for when hiring an inspector.

• The American Society of Home Inspectors (ASHI) is the industry recognized nonprofit public-benefit organization of real estate inspectors.
• The American Society of Home Inspectors (ASHI), founded in 1976, is North America's oldest and most respected professional society of home inspectors. ASHI's goals have always been to build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.
• ASHI's Code of Ethics and Standards of Practice are recognized by the California Business & Professions Codes and are considered the standard of care by the real estate industry and legal profession.

About Steve Zivolich and Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 6,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy and environmental inspector that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics, a true value and education at a fair price. He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. As a result of his advanced training, he is able to offer a FREE energy audit and FREE mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

Mold Companies are not Regulated or Licensed in California

Mold Inspection Companies Are Not Regulated in California.

Mold inspection companies are not regulated in California. 

As a result of lack of regulation, the majority of mold inspectors are not properly certified, trained or experienced to provide adequate indoor air quality services that they are selling. Most of these inspectors have completed a one day class, and say they are certified based on a class attendance certificate. Their primary goal is to make money, rather than provide a high level of service.

THE CONSUMER MUST BEWARE.

As a nationally recognized expert in property and mold investigations, I have reviewed several other mold inspection company reports that lack current industry standards. Many of these inspectors have been referred by real estate agents, that are not aware of recommended certifications and experience required of a competent mold inspector. 

Here are some tips on making sure your mold inspection company is properly qualified.

1. What should a mold inspection cover?

The inspector should ensure that their inspection and inspection report will meet all applicable standards of a mold inspection: This typically includes a visual inspection of all accessible areas, moisture meter testing, and relative humidity measurements. It may or may not include thermal imaging, photos and a scope of work to explain how to stop the mold and remove the mold safely. In addition, your inspector should also be experienced in other indoor air quality issues that may be a potential health problems: Radon, allergens, VOC's, lead and asbestos. You should be able to request and see a copy of a sample report ahead of time and ask any questions you may have. If there are any areas you want to make sure are inspected, be sure to identify them upfront. For a sample report visit my website at: SAMPLE MOLD REPORT.

2. State of the Art Mold Testing:
Current state of the art mold testing should be available for your consideration; such as DNA analysis of the property condition e.g. the Environmental Relative Mold Index (ERMI), that has been in field for more than 7 years. The cost of this test has been decreased to the point that it is similar to the older and the less reliable approach of air testing. Recent research has also determined that even the best mold inspectors miss 52% of mold problems without the ERMI test. For more information on the ERMI test process visit a description at my website: ERMI

If your mold inspector is not familiar or negative about the ERMI, or other advanced DNA mold based testing techniques, this should be a warning sign to you.

Note that do it yourself mold tests sold at retailers or on-line are not valid or reliable.

3. Experience in the mold inspection profession.

The inspector should be able to provide his or her history in the profession and perhaps even a few names as referrals. This is a profession where experience counts; mold investigation is an ongoing scientific work in progress.

4. Experienced in residential and or commecial inspection.

Related experience in property inspection and certification by ASHI and or CREIA is a must. Accept no substitutes or excuses. To confirm ASHI or CREIA inspection certification visit: www.ashi.org or www.creia.org.

5. Repairs or remediation based on the inspection.

This is considered at code of ethics violation to offer both inspection and mold remediation. Your inspector should only inspect, that way there is no incentive to find a problem. If you want a referral from the inspector for a remediation company to remove the mold, make sure there is no formal business relationship or kick back.

6. Cost.

Costs vary dramatically, depending on the region, size and age of the project site, scope of services and other factors. Consider the value of the inspection in terms of the investment being made and or health concerns. Cost does not necessarily reflect quality.
Free does not mean free, since these inspections are performed by remediation companies who will up charge on the repair end, or charge high prices for mold testing.

7. The inspection report.

Ask to see report samples and determine whether or not you can understand the inspector's reporting style and if the time parameters fulfill your needs. Most inspectors provide their full report within 24-48 hours of the inspection or lab sample results. SAMPLE MOLD REPORT

8. Attend the inspection.

This is a valuable educational opportunity, and an inspector's refusal to allow this should raise a red flag. Never pass up this opportunity to see indoor air quality issues through the eyes of an expert.

9. Certification in Mold Investigation.

There are many questionable "certifications" for mold inspectors. The only nationally recognized true certification group is ACAC; visit www.acac.org to verify that your inspector is a Certified Microbial Consultant (CMC). My experience in California indicates that the overwhelming majority of mold inspectors are not ACAC certified and are poorly trained and qualified for the work they are offering; buyer beware; there is no license or government over site of inspectors or remediators.

10. Continuing education programs to keep your expertise up to date.

One can never know it all, and the inspector's commitment to continuing education is a good measure of his or her professionalism and service to the consumer. This is especially important in cases that involve health concerns. For example the ACAC certification requires at least 40 hours of approved education every 24 months.

About Steve Zivolich 
and

Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 7,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy, radon, EMF/RF and environmental inspections,  that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics.

He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. 

As a result of his advanced training, he is able to offer a FREE energy audit and FREE limited mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. www.gpinspect.com

Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

How to Pick a Mold Inspector or Tester

Tips on How to Pick a Mold Inspector

Ten Important Questions to Ask Your Potential Mold Inspector

1. What does your mold inspection cover?

The inspector should ensure that their inspection and inspection report will meet all applicable standards of a mold inspection: This typically includes a visual inspection of all accessible areas, moisture meter testing, and relative humidity measurements. It may or may not include a scope of work to explain how to stop the mold and remove the mold safely. In addition, your inspector should also be experienced in other indoor air quality issues that may be a potential health problems: Radon, allergens, VOC's, lead and asbestos. You should be able to request and see a copy of a sample report ahead of time and ask any questions you may have. If there are any areas you want to make sure are inspected, be sure to identify them upfront. For a sample report visit my website at: SAMPLE MOLD REPORT

Current state of the art mold testing should be available for your consideration; such as DNA analysis of the property condition e.g. Environmental Relative Mold Index (ERMI), that has been in field practice for more than 5 years, but still under the category of research by the EPA. Recent research has determined that mold inspectors miss 50% of mold problems without the ERMI test. For more information on the ERMI test process visit a description at my website: ERMI

2. How long have you been practicing in the mold inspection profession and how many inspections have you completed?

The inspector should be able to provide his or her history in the profession and perhaps even a few names as referrals.

3. Are you specifically experienced in residential and or commecial inspection?

Related experience in property inspection and certification by ASHI or CREIA is a must. Accept no substitutes or excuses. To confirm ASHI or CREIA inspection certification visit: www.ashi.org or www.creia.org.

4. Do you offer to do repairs or remediation based on the inspection?

This is consider at code of ethics violation to offer both inspection and remediation. Your inspector should only inspect, that way there is no incentive to find a problem. If you want a referral from the inspector for a remediation company to remove the mold, make sure there is no formal business relationship or kick back.

5. How long will the inspection take?

The average on-site inspection time for a single inspector is one to three hours for a typical single-family house; anything significantly less may not be enough time to perform a thorough inspection.

6. How much will it cost?

Costs vary dramatically, depending on the region, size and age of the project site, scope of services and other factors. Consider the value of the inspection in terms of the investment being made and or health concerns. Cost does not necessarily reflect quality.

7. What type of inspection report do you provide and how long will it take to receive the report?

Ask to see samples and determine whether or not you can understand the inspector's reporting style and if the time parameters fulfill your needs. Most inspectors provide their full report within 24 hours of the inspection or lab sample results. SAMPLE MOLD REPORT

8. Will I be able to attend the inspection?

This is a valuable educational opportunity, and an inspector's refusal to allow this should raise a red flag. Never pass up this opportunity to see indoor air quality issues through the eyes of an expert.

9. Do you maintain membership in a professional home inspector association?

There are many questionable "certifications" for mold inspectors. However, the only nationally recognized true certification group is ACAC; visit www.acac.org to verify that your inspector is a Certified Microbial Consultant (CMC). My experience in California indicates that most mold inspectors are poorly trained and qualified for the work they are offering; buyer beware; there is no license or over site of inspectors or remediators.

10. Do you participate in continuing education programs to keep your expertise up to date?

One can never know it all, and the inspector's commitment to continuing education is a good measure of his or her professionalism and service to the consumer. This is especially important in cases that involve health concerns. For example the ACAC certification requires at least 40 hours of approved education every 24 months.