Do You Really Want a Cheap Home Inspector?

When it comes to choosing a home inspector you don't want "cheap"--you want "good." 

A good home inspector can save you more money than the extra he/she might cost compared to someone who just breezes through the place. If you're considering a house purchase, it's in your best interest to learn as much as possible about the house, and I don't think you'll get that from "cheap."

Look for someone with lots of experience working in your area.  In California the inspector should be certified by CREIA or ASHI; better if certified by both. 

Also review them on the BBB site; do not rely on Angies, Home Advisor list etc., or your real estate agent.

One in five homeowners said they wish they’d inspected the home more carefully before moving in— a according to a survey by Trulia.

In order to compete with other bidders, many homeowners are signing contracts and moving in without getting a professional home inspection. Or hiring the cheapest home inspector, rather than one certified by ASHI.

In competitive markets like  it’s not rare to just forego a home inspection or say you won’t ask for any repairs. People that are doing that and purchasing properties that they could possibly have to dump tens of thousands of dollars into later.

This is the kind of mistake that Trulia real estate expert Michael Corbett says is a “disaster waiting to happen.”

“I would never waive an inspection,” he says. “I would pass on the house before I’d waive on an inspection, mainly because I may get to a house and realize [too late] that there are issues.”

Home Inspectors - Buyer Beware!

What to do Before You Hire Me (Your Certified Home Inspector)

If you're buying a house, you should get a professional home inspection. Its just that simple. Do it.

We professionals have the tools, knowledge, and experience to guarantee there aren't any unexpected or expensive surprises for you and your family after you move in.

There is one small problem, however. The home inspection occurs after you have already made an offer to buy the house, and it can cost you a few hundred dollars in non-refundable cash.

Save yourself the headache and expense by checking these seven problem spots first.

A leaking roof = an expensive roof.

1. The roof 
As you approach the house, make sure to take a good look at the roof. Check for consistency on the shingles and to see any obvious sagging in the structure. Replacing a roof is an expensive and highly annoying operation -- save yourself from that nightmare by thoroughly inspecting it up front.

HOME INSPECTOR - BUYER BEWARE!

2. The heating and air conditioning 
While you are touring the home, ask if you can turn on both the heat and air conditioner. Find a vent and feel the temperature of the air. If you turn on the heat and cold air continues to blow, that's a problem. Go a step further as well and inspect the HVAC unit itself. Most units have a lifespan of 10-15 years, so be wary of older units. Replacing the entire unit can cost several thousand dollars; even replacing a compressor can put you back over a thousand alone. With those kind of dollars on the line, it pays to make sure the HVAC is squared away up front.

3. Under the house
 For many of you, the idea of getting onto your hands and knees and squirming into the crawlspace below the house is probably off-putting. The inspector you'll eventually hire will certainly do this, but its worthwhile for you to do it as well. The crawlspace is a very common problem area in many homes -- it is often home to water damage, foundation problems, and sometimes mold or fungus.  

A dry crawlspace is a happy crawlspace.

There are a few problems that exist in homes that should cause you to run, not walk, away from the deal. Many of those problems exist in the crawlspace. Its worth it to put on a pair of overalls and check for water damage, sagging floor joists, or mold. The inspector should find this damage later on, but you can save yourself a few hundred dollars by finding it yourself first.

4. Review historic utility bills 
The quickest and simplest way to evaluate a home's energy efficiency is to view historic utility bills. If the insulation is inadequate or the windows are in need of replacing, these bills can let you know of the problem without any knowledge of home construction. In peak seasons, the cost of heating and A/C can be expensive and dramatically impact the affordability of a home. Make sure you understand your monthly energy expenses; they must be paid just the same as the mortgage, insurance, and property taxes. 

5. Check on the property tax bill 
Speaking of expenses, make sure to check the tax bill for the property. Depending on the county, city, or neighborhood, the tax rate may be considerably higher than another property just down the road. If the tax assessed value of the property is markedly different than the market value, its possible to request an updated value from the county or city that could reduce the tax burden. However, this process can take time, and you could be obliged to pay the steep tax bill before the tax assessor updates the value. If the location is just right, this may be acceptable; just make sure you understand beforehand all the expenses you will be paying monthly.

Are you covered?

6. Look in the attic
Like the crawlspace, the attic is a critical and often overlooked area of the house. Check the insulation; there should be 6-12 inches of fiberglass insulation, with six inches in more moderate climates and more in colder environments. The attic should be dry, and there should be no visible damage to any of the trusses. Sagging, cracking, or rot are obvious bad signs. 

7. Check the plumbing
This is particularly important for older, existing homes as plumbing systems installed years or decades ago could have significant and expensive damage. Check under the kitchen cabinets and sink and all around the bathroom sink, tub, and toilet. Check that the faucet's hot water works and ensure that the water heater isn't too old, rusted, or otherwise in disrepair. Its also worth it to taste a swallow of water from the faucet; even in areas with high-quality treated water, the pipes in the home may be corroded and tainting the water. A quick taste test will go a long way, and it's free!

Buying a home is a major purchase. A lot of money is on the line, in addition to the comfort, stability, and lifestyle of you and your family. You should always, without exception, hire a professional home inspector to provide you with a report before closing on your home. 

But before you even make an offer, you should personally check these places. In the best case, you'll love the home even more, and in the worst case, you'll save yourself a few hundred dollars and several weeks of wasted house hunting time.

Frequently Asked Questions for Home Inspections

What is a home inspection?
A home inspection is an objective visual examination of the physical structure and systems of a house, from the roof to the foundation.
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What does a home inspection include? 
The standard home inspector’s report will cover the condition of the home’s heating system; central air conditioning system (temperature permitting); interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.

The American Society of Home Inspectors (ASHI) publishes a Standards of Practiceand Code of Ethics that outlines what you should expect to be covered in your home inspection report.
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Why do I need a home inspection?
Buying a home could be the largest single investment you will ever make. To minimize unpleasant surprises and unexpected difficulties, you’ll want to learn as much as you can about the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more about the house, which will allow you to make decisions with confidence.

If you already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might help you avoid costly future repairs.

If you are planning to sell your home, a home inspection can give you the opportunity to make repairs that will put the house in better selling condition.
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What will it cost?
The inspection fee for a typical one-family house varies geographically, as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending on a number of factors such as the size of the house, its age and possible optional services such as septic, well or radon testing.

Do not let cost be a factor in deciding whether or not to have a home inspection or in the selection of your home inspector. The sense of security and knowledge gained from an inspection is well worth the cost, and the lowest-priced inspection is not necessarily a bargain. Use the inspector’s qualifications, including experience, training, compliance with your state’s regulations, if any, and professional affiliations as a guide.
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Why can't I do it myself? 
Even the most experienced homeowner lacks the knowledge and expertise of a professional home inspector. An inspector is familiar with the elements of home construction, proper installation, maintenance and home safety. He or she knows how the home’s systems and components are intended to function together, as well as why they fail.

Above all, most buyers find it difficult to remain completely objective and unemotional about the house they really want, and this may have an effect on their judgment. For accurate information, it is best to obtain an impartial, third-party opinion by a professional in the field of home inspection.
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Can a house fail a home inspection? 
No. A professional home inspection is an examination of the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need major repair or replacement.
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How do I find a home inspector?
You can ask friends or business acquaintances to recommend a home inspector they have used. Or, you can use the Find An Inspector search tool for a list of home inspectors in your area who belong to the non-profit professional organization. To have a list mailed to you, call 1-800-743-ASHI (2744). Also, real estate agents and brokers are familiar with the service and may be able to provide you with a list of names from which to choose.

Whatever your referral source, you can be assured of your home inspector’s commitment to professional standards and business ethics by choosing one who has membership in ASHI.
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What is ASHI?
Since 1976, ASHI has worked to build consumer awareness of home inspection and to enhance the professionalism of its membership. The ASHI Standards of Practice and Code of Ethics serves as a performance guideline for home inspectors, and is universally recognized and accepted by many professional and governmental bodies.
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Who belongs to ASHI? 
ASHI is an organization of independent, professional home inspectors who are required to make a commitment, from the day they join as ASHI Associates, to conduct inspections in accordance with the ASHI Standards of Practice and Code of Ethics, which prohibits engaging in conflict-of-interest activities that might compromise their objectivity. ASHI Associates work their way to ASHI Certified Inspector status as they meet rigorous requirements, including passing a comprehensive, written technical exam and performing a minimum of 250 professional, fee-paid home inspections conducted in accordance with the ASHI Standards of Practice and Code of Ethics. Mandatory continuing education helps the membership stay current with the latest in technology, materials and professional skills.
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When do I call a home inspector?
Typically, a home inspector is contacted immediately after the contract or purchase agreement has been signed. Before you sign, be sure there is an inspection clause in the sales contract, making your final purchase obligation contingent on the findings of a professional home inspection. This clause should specify the terms and conditions to which both the buyer and seller are obligated.
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Do I have to be there?
While it’s not required that you be present for the inspection, it is highly recommended. You will be able to observe the inspector and ask questions as you learn about the condition of the home and how to maintain it.
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What if the report reveals problems? 
No house is perfect. If the inspector identifies problems, it doesn’t mean you should or shouldn’t buy the house, only that you will know in advance what to expect. If your budget is tight, or if you don’t want to become involved in future repair work, this information will be important to you. If major problems are found, a seller may agree to make repairs.
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If the house proves to be in good condition, did I really need an inspection? 
Definitely. Now you can complete your home purchase with confidence. You’ll have learned many things about your new home from the inspector’s written report, and will have that information for future reference.
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Why Use an ASHI Certified Home Inspector

The American Society of Home Inspectors (ASHI) is the only organization approved by the National Commission for Certifying Agencies (NCCA) as a recognized accrediting association for its profession-leading Certified Inspector Program.  

ASHI is  the only accredited home inspection association whose full members have completed a recognized third-party certification process.  All current, full ASHI members have met there requirements for this new certification.  

"The accreditation and certification of ASHI's processes by are cognized third party is an affirmation of the status we hold in the home inspection profession," said Jeff Arnold, executive director,ASHI.  "Our members are recognized as leaders in home inspection by those in and out of the profession and by government entities.  And,achieving certification further validates ASHI member qualifications and professional competence."

ASHI standards for certification are more stringent than other home inspection organizations.  New home inspector members join ASHI as Associates and must accomplish several tasks to become ASHI Certified Inspectors.  Associate members must pass the National Home Inspector's Examination; complete the ASHI Standards of Practice and Code of Ethics education module, undergo an inspection report verification process and conduct 250 paid home inspections.  To remain active in the organization, all members must complete a minimum of 20 hours of continuing education each year. 

"ASHI sets the professional standard on a national level," said Bill Richardson, 2009 ASHI president.  "In an environment where home inspection regulation and licensing are typically performed at a state level and have been at times granted for meeting minimal professional requirements, this national certification denotes a more advanced level of knowledge and practice skill required to become an ASHI Certified Inspector." Richardson added, "It also helps consumers make informed buying decisions and gives them peace of mind when they choose to hire an ASHI Certified Home Inspector."  

ASHI's organizational structure and membership process was thoroughly evaluated by the NCCA Board for compliance with what it requires of a responsible professional accrediting society.

The NCCA is the professional services accreditation arm of the Institute for Credentialing Excellence.  ASHI chose the organization because it is a recognized leader in setting quality standards for credentialing organizations.  The NCCA requires compliance with 21Standards, each of which has multiple components, in order to grant accreditation status to any association.

About Steve Zivolich and Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 15 years in Orange County and Southern California.

Steve Z. has performed over 6,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy and environmental inspector that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics, a true value and education at a fair price. He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is an ASHI nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. As a result of his advanced training, he is able to offer a FREE energy audit and FREE mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

Should You Inspect for Mold as Part of a Home Inspection?

Should You Inspect for Mold as Part of a Home Inspection?

The short answer is absolutely. Based on research conducted in southern California, 10% of homes have an active mold problem. In many cases, owners are not aware of the potential health hazard in their home.

Ask your home inspector if they are also certified as a Microbial Consultant by ACAC. To verify their certification visit www.ACAC.org. This is the only current nationally recognized mold certification; there are no substitutes.

Below are recent health issues associated with unwanted dampness and mold exposure in homes.

The recent and current research continues to support an association of damp and moldy buildings with occupant health complaints and conditions. The following is a list of national and international science and medical opinions.

Dampness and Microbial Exposure 

Shoemaker (2010) identifies “Mold illness” as a subcategory of biotoxin illness, called Chronic Inflammatory Response Syndrome (CIRS).  CIRS is defined as: an acute and chronic, systemic inflammatory response syndrome acquired following exposure to the interior environment of a water-damaged building (WDB) with resident toxigenic organisms, including, but not limited to fungi, bacteria, actinomycetes and mycobacteria as well as inflammagens such as endotoxins, beta glucans, hemolysins, proteinases, mannans, c-type lectins and possibly spirocyclic drimanes, plus volatile organic compounds. The EPA has indicated that 21% of all new cases of asthma are due to exposure to WDB.

The California Department of Public Health CDPH (2011) concluded that the presence of water damage, dampness, visible mold, or mold odor in schools, workplaces, residences, and other indoor environments is unhealthy.

The CDPH further concluded that human health studies have led to a consensus among scientists and medical experts that the presence in buildings of (a) visible water damage, (b) damp materials, (c) visible mold, or (d) mold odor indicates an increased risk of respiratory disease for occupants. Known health risks include: the development of asthma, allergies, and respiratory infections; the triggering of asthma attacks; and increased wheeze, cough, difficulty breathing, and other symptoms. In addition, evidence is accumulating, although not yet conclusive, that the more extensive, widespread, or severe the water damage, dampness, visible mold, or mold odor, the greater the health risks.

In the National Institute for Occupational Safety and Health (NIOSH) (2012) alert, dampness is defined as the presence of unwanted and excessive moisture in buildings. Dampess can lead to the growth of mold, fungi, and bacteria; the release of volatile organic compounds; and the breakdown of building materials. NIOSH uses the term “mold” for a group of fungi that are common on wet materials. Research studies have shown that exposures to building dampness and mold have been associated with respiratory symptoms, asthma, hypersensitivity pneumonitis, rhinosinusitis, bronchitis, and respiratory infections. Individuals with asthma or hypersensitivity pneumonitis may be at risk for progression to more severe disease if the relationship between illness and exposure to the damp building is not recognized and exposures continue. Building dampness and subsequent respiratory illness in some building occupants (including children) occur inpart from a lack of knowledge and understanding of the nature and severity of these problems among designers, builders, building owners, employers, and building occupants. Buildings may also develop dampness problems from improper or insufficient maintenance or operation and weather events. The best current evidence suggests observations of dampness, water damage, mold, or mold odors are the best indicators of dampness-related health hazards, rather than microbiologic measurements. Respiratory outcomes have been the most thoroughly studied and reviewed, while the evidence is limited for the possible health effects of mycotoxins in indoor environments, including neurological outcomes. A recent review of the occupational causes of sarcoidosis indicates that there is increasing evidence that sarcoidosis (a multiorgan granulomatous disease) has multiple causes, including exposure to mold, especially in the presence of triggers of inflammation. Not all reported types of building-related symptoms have been fully investigated.

         The Asthma and Allergy Foundation of America has classified the following symptoms for mold allergies: • Sneezing • Chronic cough  • Runny nose • Nasal congestion • Itchy, watery and red eyes • Skin rashes and hives • Sinus headaches • Reduced lung capacity and difficulty breathing.

The Asthma foundation reports that current evidence suggests that excessive moisture promotes mold growth and is associated with an increased prevalence of symptoms due to irritation, allergy, and infection. However, specific human toxicity due to inhaled fungal toxins has not been scientifically established. Health hazards from exposure to environmental molds and their metabolites relate to four broad categories of chemical/biological attributes. These materials may be: 1) irritants, 2) allergens, 3) toxins, and rarely 4) pathogens. Different mold species may be more or less hazardous with respect to any or all of these categories. However, risks from exposure to a particular mold species may vary depending on a number of factors. Uncertainty is complicated further by a lack of information on specific human responses to well-defined mold contaminant exposures.

Whether or not symptoms develop in people exposed to fungi depends on the nature of the fungal material (e.g., allergenic, toxigenic, or infectious), the amount of exposure, and the susceptibility of exposed persons. Susceptibility varies with the genetic predisposition (e.g., allergic reactions do not always occur in all individuals), age, state of health, and concurrent exposures.

         Mold-exposure symptoms differ from person to person, depending upon the sensitivities of each individual and their levels of exposure to mold.  Persons that are extremely sensitivity to mold, or those with suppressed immune systems, could be at higher risk for allergic reactions than those that are less sensitive and have full immune system function.  Reaction to mold exposure can be immediate or delayed, depending on the individual and their susceptibility and exposure levels.

        

About Steve Zivolich and Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 6,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy and environmental inspector that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics, a true value and education at a fair price. He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. As a result of his advanced training, he is able to offer a FREE energy audit and FREE mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

Is Your Home Inspector ASHI Certified?

PICKING A HOME INSPECTOR - BUYER BEWARE

California home inspectors are not licensed and most are not properly certified. 

Since inspector's are not licensed, and many are not properly certified, you should make 

sure your inspector is a certified inspector by the American Society of Home Inspectors 

(ASHI).

If your realtor has recommended an inspector, this does not mean they are ASHI certified, 

rather it means that they work well with your realtor (not you). You want the best trained 

and experience inspector available, and an ASHI inspector typically meets those demands.

The American Society of Home Inspectors (ASHI) is the industry recognized nonprofit public-benefit organization of real estate inspectors.
The American Society of Home Inspectors (ASHI), founded in 1976, is North America's oldest and most respected professional society of home inspectors. ASHI's goals have always been to build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.
ASHI's Code of Ethics and Standards of Practice are recognized by the California Business & Professions Codes and are considered the standard of care by the real estate industry and legal profession.

The California  Business & Professions Code defines a home inspection as a 

“a noninvasive, physical examination, performed for a fee in connection with a 

transfer, as defined in subdivision (e), of real property, of the mechanical, 

electrical, or plumbing systems or the structural and essential components 

of a residential dwelling of one to four units designed to identify material 

defects in those systems, structures and components.” 

California home inspectors are prohibited from performing any repair work 

on a property they have inspected within the prior 12 months. 

The complete text is available at: http://www.leginfo.ca.gov/cgi-bin/displaycode?section=bpc&group=07001-08000&file=7195-7199 

About Steve Zivolich and Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property
Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 6,000 home inspections, mold, energy and
environmental inspections and is fully certified and insured to meet all your
inspection needs. He personally provides all field inspection services and as a
result is able to maintain the highest Better Business
Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold,
energy and environmental inspector that will guarantee that you receive the
most thorough, state of the art and comprehensive inspection that follows
current industry standards of practice and codes of ethics, a true value and
education at a fair price. He conducts every inspection, as if he were moving
his own family into the property. Steve also backs up every home inspection
with a 90 day warranty, that is purchased
on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an
environmental and/or energy audit contractor, Steve is a nationally certified
expert that can handle the job without making you jump through hoops to hire
additional people before the end of your inspection period, including the areas
of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF,
water quality, and VOC's. As a result of his advanced training, he is able to
offer a FREE energy audit and FREE mold
investigation as well, with each home inspection.
.
Please take the time to read
through Steve's home inspector credentials and qualifications as this is so
important when hiring an inspector. Don't focus on price alone, focus on value,
quality, experience and professionalism. When you hire an inspector, any
inspector, you are hiring their individual knowledge, experience and
qualifications so make sure you hire the best, not just the cheapest. We are
confident that you will be Steve's next satisfied customer.

Secrets of a Solid Home Inspection

CHOOSE YOUR INSPECTOR WISELY

Selling, buying or just putting a house on the market may raise many questions.

Can I get a good price? 

Are there any problems I should fix prior to listing my house?

If I buy this house, will I encounter problems that may make me regret my decision?

The sale price of a house depends on many factors, including the market, location, size of the property, age of the house, condition of the structure, what appliances might be included in the sale and even how nicely the property and building were landscaped and decorated – just to name a few.

Having a qualified professional inspect your house prior to putting it on the market – or for prospective buyers, before closing on a sale – can help guide your decision. But many homeowners and prospective buyers are unsure what's included in a standard home inspection, according to the American Society of Home Inspectors (ASHI).
A qualified home inspector will review these aspects of a property:

* Roof, attic and visible insulation

* Foundation, basement and structural components

* Walls, ceilings and floors

* Heating and central air conditioning systems

* Windows and doors

* Water fixtures and faucets

* Decks

Nearly two out of three homeowners recently surveyed by ASHI reported they saved a lot of money as a result of having a home inspection during the selling/buying of a house. Sellers use inspections to help determine potential problems that can be repaired or replaced prior to listing– potentially getting them a higher sale price. And buyers use the inspections to determine if they want to invest in the property, or help negotiate for a better price that would include the repair and replacement of potential problems.

Not all home inspectors are certified and licensed. ASHI's "Find an Inspector" tool allows homeowners to locate an inspector in their area. Always check with your local inspector for a complete list of services provided. It's important for homeowners to do their homework before hiring an inspector; Look for a home inspector certified through the ASHI Certified Inspector Program, which is the only home inspection association program approved by the National Commission for Certifying Agencies.

The following elements are not included in a standard home inspection:

* Septic system

* Electrical wiring and plumbing that is not readily accessible (for example, behind drywall or plaster.)

* Water conditioning or softening system

* Swimming pool

* Backyard fences

* Lawn irrigation system

* Household appliances

* Compliance with local codes

* Appraisal to determine market value

Before hiring a home inspector, inquire about what is covered in the inspection and ask to see a sample report. Although some inspectors provide ancillary services, it may be necessary to consult a specialist for concerns that extend beyond a standard inspection. Often your inspector will help you make this determination.

Hiring a certified home inspector and having questions answered before putting your house up for sale – or before finalizing a purchase price -- can not only help save money, but also allow you to go through the process with more peace of mind.

• The American Society of Home Inspectors (ASHI) is the industry recognized nonprofit public-benefit organization of real estate inspectors.
• The American Society of Home Inspectors (ASHI), founded in 1976, is North America's oldest and most respected professional society of home inspectors. ASHI's goals have always been to build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.
• ASHI's Code of Ethics and Standards of Practice are recognized by the California Business & Professions Codes and are considered the standard of care by the real estate industry and legal profession.

About Steve Zivolich 
and

Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 7,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy, radon, EMF/RF and environmental inspections,  that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics.

He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. 

As a result of his advanced training, he is able to offer a FREE energy audit and FREE limited mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. www.gpinspect.com

Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

American Society of Home Inspectors Supports Protection of Home Mortgage Interest Rate Deduction

 The American Society of Home Inspectors® (ASHI) opposes strategies that would diminish the value of the homeownership incentives provided by the home mortgage interest rate deduction (HMID), that are currently allowed under the U.S. tax code. 

Homebuyers who benefit from the HMID are a large segment of the total consumer marketplace. A recent evaluation prepared by the congressional Joint Committee of Taxation for consideration by the U.S. Senate Committee on Finance found that approximately 36.5 million tax returns filed in 2009 took advantage of the itemized deduction for home mortgage interest, claiming deductions for $420.8 billion of home mortgage interest. This amount is likely to be substantially reduced over the next five years as the result of an unprecedented wave of foreclosures and short sales. It will also adversely affect the millions of homeowners who have recently refinanced to take advantage of low interest rates. The HMID is a motivation to buy and helps to support the real estate market. Removal would adversely affect decisions to buy and put the housing market into a stagnant position. 

Home sales and refinancing have multiple economic effects. Homeowners make significant expenditures when purchasing or improving a home. They buy appliances, furniture, home equipment as well as pay thousands of small businesses for home improvements and related transaction expenses. ASHI encourages President Obama as well as the policymakers on Capitol Hill to fully support the current tax treatment of the HMID and to fully consider the unintended consequences that will occur from a focused tax action on homeowners. 

• The American Society of Home Inspectors (ASHI) is the industry recognized nonprofit public-benefit organization of real estate inspectors.
• The American Society of Home Inspectors (ASHI), founded in 1976, is North America's oldest and most respected professional society of home inspectors. ASHI's goals have always been to build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.
• ASHI's Code of Ethics and Standards of Practice are recognized by the California Business & Professions Codes and are considered the standard of care by the real estate industry and legal profession.

About Steve Zivolich 
and

Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 7,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy, radon, EMF/RF and environmental inspections,  that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics.

He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. 

As a result of his advanced training, he is able to offer a FREE energy audit and FREE limited mold investigation as well, with each home inspection.
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Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. www.gpinspect.com

Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.

How Much Should a Home Inspection Cost?

YOU GET WHAT YOU PAY FOR

Home inspection fees

"How much do you charge?" is normally the first question I am asked as a home inspector, when you should be asking about qualifications, experience, insurance, if I want you at the inspection, what do I inspect, what do I not inspect, am I a certified inspector with CREIA and or ASHI and how I get most of my business! The size and age of homes vary which means that some homes can be inspected in 2 to 3 hours while older, larger homes can take 4 or more hours. Some inspection reports might take an hour or two to complete, while others might take 4 hours or more. Inspectors quote inspection fees using different criteria or methods. Some charge a flat rate, others charge by the square foot of living area. The average rate for home inspection is around $330 in the Southern California area. Some inspectors can charge up to $800 or more.   

Home inspection fees - extras

Be aware that if you have other items such as a swimming pool or spa, you may be charged extra for inspection of those items. Some might charge for mileage to the home. TIP: Most home inspectors will charge a "base price" - but then as they ask questions like how large the home is, what year it was built, age of the home, etc., their "base price" gets much higher. Be aware the "real" price isn't the base price you'll be quoted right off the bat.

Money Well Spent

While you may pay a few hundred dollars for each home you have inspected (if you are a home buyer), keep in mind the amount of money you can save if you hire a good, qualified, and certified inspector that finds the big issues. For example, if your inspector determines the home needs a new roof, that's around $3,000 (or more!) that the inspector found for you, or foundation damage or safety hazards - the inspection just paid for itself. As part of my home inspections, I also conduct and energy audit that typically saves my client my inspection fee in energy savings in the first year. This will help the home buyer make educated choices. If you are selling your home, these are items that you can take care of before selling so that you might be able to increase your asking price or you won't have to worry about decreasing your asking price because of issues found.

About Steve Zivolich 
and

Guaranteed Property Inspections: www.gpinspect.com

Steve Zivolich, M.A., the owner/operator of Guaranteed Property Inspection and Mold Investigation Inc. has been providing property and environmental inspections for over 13 years in Orange County and Southern California.

Steve Z. has performed over 7,000 home inspections, mold, energy and environmental inspections and is fully certified and insured to meet all your inspection needs. He personally provides all field inspection services and as a result is able to maintain the highest Better Business Bureau rating of A+.

Steve has extensive training and years of experience as a home, mold, energy, radon, EMF/RF and environmental inspections,  that will guarantee that you receive the most thorough, state of the art and comprehensive inspection that follows current industry standards of practice and codes of ethics.

He conducts every inspection, as if he were moving his own family into the property. Steve also backs up every home inspection with a 90 day warranty, that is purchased on your behalf from American Home Warranty Association.

Unlike other home inspection companies, who will need to refer you to an environmental and/or energy audit contractor, Steve is a nationally certified expert that can handle the job without making you jump through hoops to hire additional people before the end of your inspection period, including the areas of: mold, asbestos, allergens, child safety, radon, formaldehyde, energy, EMF, water quality, and VOC's. 

As a result of his advanced training, he is able to offer a FREE energy audit and FREE limited mold investigation as well, with each home inspection.
.
Please take the time to read through Steve's home inspector credentials and qualifications as this is so important when hiring an inspector. www.gpinspect.com

Don't focus on price alone, focus on value, quality, experience and professionalism. When you hire an inspector, any inspector, you are hiring their individual knowledge, experience and qualifications so make sure you hire the best, not just the cheapest. We are confident that you will be Steve's next satisfied customer.